Literature review on home loans

Literature review on bank loans

At the same time, this kind of comparison ignores the causes of the risks, namely the volatility or uncertainty of future interest rates, house prices and changes in income. Kent, R. Kirby, A. Srinivas, H. India, in spite of its pronounced commitment to shelter the shelter less, did not until now any policy paper in this direction approved by its parliament or the government. Fisher, R. Retrieved from www.

In this sense, Finnish banks are cross subsidizing the corporate borrowers at the expense of private households. Moreover, for the salaried section, the tax rebates on the housing loans have been introduced.

questionnaire on housing loan survey

Meltzer, A. Nenova, T.

literature review on housing

There may still be a gap between the objective and the achievement but a beginning has been made. But the market determines the pricing itself.

Higher loan-to-value ratios, longer repayment periods and larger loans in the owner- occupier sector either do not affect the interest- rate margin or reduce the margin.

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Journal of Finance, 24 June , Titman, S. Macmillan Studies in Economics, London, Macmillan. Fannie Mae Foundation. Real Estate Economics. Boehm, T. National Bureau of Economic Research. Higher loan-to-value ratios, longer repayment periods and larger loans in the owner- occupier sector either do not affect the interest- rate margin or reduce the margin. Katri Kosonen, The Housing Finance Revolution, Aug , pp The paper analyzes the pricing of state subsidized housing loans issued by Finnish banks and other lending institutions in and the first half of Dhrymes, P. Green, J. Kapadia, J. This simulation was undertaken for each of the countries concerned, using the typical mortgage characteristics, etc. Published by: University of Wisconsin Press. Thompson, D.

University of Baroda.

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